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Affordable Housing

The City is a Participating Jurisdiction, who receives federal funds directly from the U. S. Department of Housing and Urban Development (HUD) and looks for opportunities to apply for State grants related to affordable housing.  The City of Visalia strives to provide safe, decent and affordable housing to a range of income owner-occupants, renters, senior citizens and disabled persons.  The City’s proposed goals and objectives are presented in the federally-mandated Consolidated Plan and Annual Action Plan.  

Visalia’s programs provide financial incentives for the creation and preservation of affordable housing to low –income homebuyers and current homeowners.  Programs include the following with a Summary PDF attached:

Foreclosure Acquisition Program II- (FAPII) HOME Funded
The City of Visalia is proud to share with you an opportunity to purchase a refurbished home through the U.S. Department of Housing and Urban Development (HUD) "Foreclosure Acquisition Program -II".  On April 18, 2011, City Council approved a second program which authorized the City to acquire foreclosed homes within city limits, rehabilitate and resell the home to income qualifying households (at or below 80% of the area median income). 

Please note that in order to qualify to purchase one of the City’s homes, applicants must attend eight (8) hours of home counseling (free to applicant) through Community Service Employment Training, Inc. (CSET); provide proof of income to meet requirements; complete a City of Visalia FAP-II Home Purchase Agreement and Application, and accept a 15-year Affordability Covenant on the home purchased.  The City is currently acquiring homes, please check back for further updates regarding available homes.  See our “
FAP-II Fact Sheet” for more information about this program.   See our FAP-II Policies herein without attachments.


Habitat for Humanity Neighborhood Stabilization Program (NSP)
The City of Visalia is also working with Habitat for Humanity of Tulare County with NSP funding. Habitat for Humanity of Tulare County is acquiring foreclosed homes within Visalia’s NSP Target Area, rehabilitating and reselling to income qualifying households (at or below 50% of the area median income). You may contact Habitat for Humanity of Tulare County for more information about their homes:

Habitat for Humanity of Tulare County (559) 734-4040

These programs enables the City to revitalize neighborhoods, rehabilitate foreclosed homes, employ local contractors, and resell homes to pre-qualified buyers with fixed rate mortgages.  

We welcome your questions on these programs so please contact Rhonda Haynes, Housing Specialist, at (559) 713-4460 or email at
rhaynes@ci.visalia.ca.us.  We look forward to assisting you in the purchase of one of our homes.

City of Visalia Charter

Photo of a City purchased foreclosure "before"   and photo of purchased foreclosure "after"
  
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